Dividend Growth Stock Portfolio

 The stock portfolio I’ve developed—leveraging AI to guide decision-making—is currently outperforming the Dow Jones Industrial Average, the S&P 500.  The Nasdaq Composite, represented by the orange line in the graph, is outperforming the "I am Steve" portfolio, which is expected given all the hype of AI, and the fact that the "I am Steve" portfolio is designed to be more diversified across multiple sectors.

Over the past year, dividends paid out a total of $1,342.67 dollars in addition to the total gain seen above (+3,794.82) for total yearly gains of  $5,137.49.  Because dividends were reinvested into the stocks, our quantity of shares increased over the year too. 

Overall, the portfolio grew by 4.14% on average just by adding stocks purchased by Dividend Reinvestment. The quantity of shares in the entire portfolio initially was 818 shares, and that grew to 890.12 shares.  So there was an average portfolio growth of 8.81% by shares alone, but when adjusted for actual growth based on each stocks value the weighted growth equates to 4.14%.

At the same time we were adding shares to the portfolio, most shares were also increasing in price. Out of the 16 Stocks in the portfolio, 12 of them gained value, while 4 of them lost value. The four stocks that lost value AGNC, CTAS, DHT, and FRT are the stocks were going to look into dropping for the next year.

Starting with AGNC, AGNC lost about $50 in value just by looking at the prices. The stock started at $10.32 and was at $9.99 after 1 year. However our shares of this stock increased from 150x to 172.36 through dividend purchases. So in the start, AGNC had a cost basis of $1548, but has and ending value of $1721.88 so this stock actually helped grow our portfolio in terms of shares and in terms of value all while showing a loss on paper. This one is a keeper since it's growing the portfolio and growing in value; a real win-win. 

DHT followed the same pathway as AGNC, where the share value went down over the year, but actually shows an increase in value due to the number of shares added. While DHT did follow the same path, the degree to which this was done was on a smaller scale. The starting cost basis was $1462.50 and the ending value was  $1507.51 due to the addition of 7.47 shares.

CTAS and FRT were losers across the board. They lost in value, and the amount of shares gained failed to bring the total value above the initial cost basis. CTAS only added 0.05 shares while losing value from $205.87 to $187.94. FRT only added 0.42 shares while losing value from $110.18 to $96.96.

Because these stocks are still in our portfolio, we're going to hold onto them until the end of the year. There is a possibility that there will be an "End of Year Dividend" that will change the math here to make these stocks worth keeping. We're holding until 2026 to see if that is going to happen.

Thank you,

Steve 11/10/2025

 The stock portfolio I’ve developed—leveraging AI to guide decision-making—is currently outperforming the Dow Jones Industrial Average, the S&P 500, and the Nasdaq Composite.

Over the past six months, during a period marked by economic uncertainty under President Trump, all three major indices have posted negative returns:

• Dow Jones: -2.99% 
• S&P 500: -1.13%
• Nasdaq: -2.19%
   

By contrast, the "I Am Steve Portfolio" has delivered a +7.83% return in the same timeframe exceeding the performance of the Dow and Nasdaq by more than 10 percentage points.

For full transparency, the version of the portfolio shown on Google Finance does not include dividends earned or reflect additional shares acquired through Dividend Reinvestment Plans (DRIPs). As a result, the actual gains reported in my personal E*TRADE account are even higher than the published figures here.